I have been struggling for years to manage my finances. I've lived paycheck to paycheck for so long it's become second nature, however, it's only by the grace of God that I've been able to pay my bills each month. And with all that's taken place in my life recently, I've decided that now, rather than later, it's time figure out my finances and learn how to save!
I started with simply cutting out all of the non-necessities in my life. That included:
Needless to say, I had a lot of non-necessities.
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